Please for the love of your peace and mind never ever not take insurance because of the “It will never happen to me!†attitude. I know of so many stories that have lead to heartache and great monetary loss because people have let their insurance lapse or had not even to bother to take one out.
Probably the most important cover you should consider is your Home Insurance as this for most people will be their greatest ever investment, and though you may think nothing could ever happen to your home, I’m sure if you think about it you yourself will remember some pretty horrifying stories of people losing everything due to fire.
The next important one would definitely be Car Insurance, and I reckon every would agree that because of other idiots on the road who don’t give a shit about anyone else, there always is a chance of an accident looming around the corner.
One thing that a lot of people don’t, and maybe should consider is Pet Insurance. This for many would be very important as pets are a part of the family and like anyone else in the family can get sick or injured and incur great medical costs. This cover could save you heaps.
The last one I would like to mention is for those planing a holiday, and that of course would be Travel Insurance. You certainly do want to be caught abroad without this cover, it could really ruin a good holiday.
