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There are so many times when we let our finances run away with us. This is normally due to having more than one loan as well as several credit cards. In fact losing control of your credit cards can really lead you into strife. Many people have had to plead bankruptcy because they waited until it was too late to take control of their finances.

If you’re thinking of refinancing your home loan to pay off debt, check out the suggestions of Andrew Housser, co-CEO of Bills.com — and the additional information available at http://www.bills.com. You can be assured of finding many helpful ideas and suggestions that may help to resolve any financial strife you find yourself in.

You may find that if you have many loans and credit cards that have absolutely run away with your money, a great solution would be to consolidate all your debt into one loan with the lowest possible interest you can find. I would also suggest you pay more than the minimum repayment required so as to cut down on your total repayments. Depending on the size of your loan there is a great potential to save thousands of dollars.

Getting rid of your credit cards may also be a good idea until all your finances are in order. I always make it a policy not to put anything on credit unless there is money in the account to cover it. This way you make the credit card work for you and not the other way around.