It’s so true that for many people credit cards can be a pain in the arse, but that is only because they haven’t been shown how to use it properly and how not to let it gain control over their spending habits. To others credit cards are a time saving tool that can be used not only to purchase goods but also to keep track of their spending. I mean you can spend cash but if you’re unable to keep track of it that’s when you can get into trouble.
Of course some people may find it hard to access a credit card because they are unable to fulfil the criteria required. Luckily there are sites on the Internet that can show you how to boost your credit score so that you fulfil this requirement. Once you have your credit card you just have to learn how to control it so that you do not get into strife again.
Sorry to answer the original question, I must ask another….Can you control your spending habits? If the answer is yes then I would say credit cards can certainly be your friend.
Credit cards can definitely sometimes be a curse for people that cannot control themselves.
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