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Everybody in life has at one time or another had a run of bad luck and sometimes it may be so bad that it has caused them to be lumped in the Bad Credit Mortgages category. Where in the old days this would have made it almost impossible to get a loan, this is not true today. Could this possibly be because companies have finally realized that these people are not in their current position through any fault of their own and are therefore not that great a risk?

Consider all the millionaires who have lost and made fortunes time and time again. By not giving these people a chance they would be missing on a huge slice of the market, a slice others are not prepared to lose.